Life Insurance Financing

Refundable investment in a Unit Linked Life Insurance financed through us.

Life Insurance Financing Starter

Applicant invests only EUR 280,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 750,000, with no annual return, and holds it for 5 years. The remaining EUR 500,000 is financed through us.

2) At any time, applicant can opt for the fast track (18 months) by investing a further EUR 250,000, making the total investment EUR 530,000. We further finance EUR 500,000, leading to the new Insurance Premium of EUR 1,500,000.

Total Investment in EUR
280,000 / 530,000
Time to Permanent Residency
6 months
Time to Bulgarian Citizenship
60 / 18 months
Investment in EUR (Refundable)
250,000 / 500,000
All-in Handling Fee in EUR (Non-refundable)
30,000

Life Insurance Financing I

Applicant invests only EUR 500,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 1,500,000, with no annual return, and holds it for 5 years. The remaining EUR 1,000,000 is financed through us.

Total Investment in EUR
530,000
Time to Permanent Residency
6 months
Time to Bulgarian Citizenship
18 months
Investment in EUR (Refundable)
500,000
All-in Handling Fee in EUR (Non-refundable)
30,000

Life Insurance Financing II

Applicant invests only EUR 750,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 1,500,000, with no annual return, and holds it for 8 years. The remaining EUR 750,000 is financed through us. In addition to Bulgarian citizenship, applicant receives:

  • St. Lucia citizenship in 90 days;
  • Global Health Insurance.
Total Investment in EUR
780,000
Time to Permanent Residency
6 months
Time to Bulgarian Citizenship
18 months
Investment in EUR (Refundable)
750,000
All-in Handling Fee in EUR (Non-refundable)
30,000

Life Insurance Financing III

Applicant invests only EUR 1,000,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 2,000,000, with no annual return, and holds it for 8 years. The remaining EUR 1,000,000 is financed through us. In addition to Bulgarian citizenship, applicant receives:

  • St. Lucia citizenship in 90 days;
  • Global Health Insurance;
  • Visa of US, Canada, or Australia, which can lead to permanent residency.
Total Investment in EUR
1,030,000
Time to Permanent Residency
6 months
Time to Bulgarian Citizenship
18 months
Investment in EUR (Refundable)
1,000,000
All-in Handling Fee in EUR (Non-refundable)
30,000

Procedure Bulgarian citizenship by investment program

Contact us

Please use our contact form to receive a detailed quote for you and your immediate family. This initial consultation is free of charge.

Document preparation

Should you wish to proceed with an application, you would sign a service agreement to allow our associated immigration law firm in Bulgaria to commence the application procedure. The firm will gather all required application documents from you and will open a bank account in Bulgaria in your name.

Investment funding and / or payment of all-in handling fee

You will be asked to transfer the investment amount and / or the all-in handling fee to your bank account in Bulgaria, or pay the insurance premium if you choose any of our Life Insurance products.

Visa D application

You have to apply for a Visa D at any Bulgarian embassy / consulate in your country of residence, which will be issued for you within three to four weeks.

Permanent residency application

Using the Visa D, you travel to Bulgaria to apply for permanent residency status, which is completed in one day. This is the only time where travelling to Bulgaria is required.

Approval letter for permanent residency status

After four to six weeks, the Bulgarian government issues and sends an approval letter, granting you with permanent residency status. In case you would like to receive a plastic permanent residency card after being provided with the status, you have to travel to Bulgaria for a second time to pick it up. Note that most of our applicants do not pick up their plastic permanent residency card, as the permanent residency status is granted via the approval letter issued by the government.

Citizenship application and passport

After 12 months in permanent residency status, if using the fast track option, you may file for Bulgarian (EU) citizenship. There is no requirement to live in Bulgaria during this 12 months’ period.

Approval letter for citizenship status

Up to 6 months later, the Bulgarian government sends you the approval letter which confirms your Bulgarian citizenship. You can travel to Bulgaria to pick up your Bulgarian (EU) passport, or you can opt to visit the Bulgarian embassy / consulate in the country of your residence for pick up.